My neighbor just told me how much they are saving now that they switched car insurance companies and I was shocked. Does that mean that the old car insurance company they were using before was doing anything differently for them? According to my neighbor, she is getting the exact same coverage as she was before and she only pays them for five months out of the six month premium and then takes a month off before starting the payments all over again.

I like car insurance companies that give you different payment options. I remember a car insurance company that we used to have many years ago that said that we could only pay one flat fee, they did not do the whole monthly payments thing. I used them for the six months I was signed up to do, and then dropped them quickly. I live paycheck to paycheck and pay all my bills monthly.

After hearing the neighbor’s story though I have decided to go ahead and get a few quotes from some online companies that I have seen lately. It cannot hurt to just see if they can give you a better deal then what you are currently paying for your car insurance.